What to Do If ICBC Makes a Very Low Offer

Making a very low offer is one of the most common tactics that ICBC uses when dealing with personal injury cases. It’s usually the starting point of the negotiations but some people accept this first offer because they don’t know that they actually deserve more.

First, you should know more about the real value of your claim. Do you really deserve a higher offer or is ICBC making a fair and accurate claim? Assess the extent of your damages. Are your injuries permanent? Do they present difficulties in going back to work and finding another source of livelihood? Is your ability to interact with others affected? 


Assess your losses as well. Make a mental note of your pain and suffering as well. Pain and suffering are your invisible injuries. They include trauma or invisible soft tissue injuries.

Consult a personal injury lawyer in Burnaby. With the expertise of a personal injury lawyer in Burnaby from Kinman & Associates, you will know whether your insurance company is really making a fair claim.

If your personal injury lawyer thinks that you deserve more, try to write a letter asking how the insurance company arrived at such a decision. You can ask about their breakdown of the claim. This will make it easier to refute their computation and send a letter detailing why you deserve more compensation.

If your insurance company refuses to renegotiate, you can file a lawsuit. The insurance company will have to go to trial with you and the court will determine how much to award you.

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